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Special Four-Report Series on Student Loan Payments Resumption

In a four-part series of special reports, the Federal Reserve Bank of Philadelphia studies the financial and economic impacts of the federal student loan payments resumption.

Featured Work

Back in the Loan Game: What Can We Expect from the Student Loan Payment Resumption?

The student loan repayment landscape has evolved rapidly, with many borrowers resuming payments for the first time since the payment pause began in April 2020. Here we analyze current publicly available payments data and share insights from a July 2023 survey by the Consumer Finance Institute (CFI).

Education Finance

Working Paper

The Racial Wealth Gap, Financial Aid, and College Access

WP 22-32 – We examine how the racial wealth gap interacts with financial aid in American higher education to generate a disparate impact on college access and outcomes.

Expectations of Student Loan Repayment, Forbearance, and Cancellation: Insights from Recent Survey Data

This report adds to our understanding of student borrower experiences with and future expectations of student loan repayment, forbearance, and loan cancellation using responses to the January 2022 and April 2022 waves of the COVID-19 Survey of Consumers conducted by the Federal Reserve Bank of Philadelphia’s Consumer Finance Institute (CFI).